Mortgage Underwriter

2nd Charge Mortgage Underwriter - Senior Location: Watford Salary: Up to £52,500 + Private Medical & Dental care + Pension Plan + Many more Role Responsibilities: The overall responsibility of the role is to take ownership of allocated cases from inception to completion. * Enter and update borrower data in fusion lending platform. * Ensure all aspects of the loans are recorded accurately on fusion and meet underwriting guidelines. * Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met. * Provide concise and accurate updates to brokers. * Proactively chase brokers for outstanding requirements. * Ensure all underwriting is in line with company policy and within regulation. * Ensure that all cases are underwritten within the groups risk appetite. * Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business. * Maintaining a pipeline of cases, overseeing cases from inception through to completion. * Maintain broker relationships that are integral to the growth for WOSL. * All work is to be carried out in accordance with the companies polices and procedures. Skills: * Ability to work as part of a team. * Pass internal competency tests post induction. * High attention to detail * Good written and verbal communication skills * An understanding of FCA regulations * Experience in underwriting 1sr and/or 2nd charge mortgage applications