Credit Risk Analyst

Join us as a Credit Risk Analyst This is an opportunity to begin a new and exciting career within the Mortgage Credit Risk team You’ll be supporting the development of personal and private mortgage portfolios, providing analytically driven insight while assessing and recommending opportunities where appropriate We’ll look to you to support our credit strategy as you work with teams across the bank to design, analyse and monitor credit policies You can take advantage of our development opportunities and advance your career within a leading Credit Risk department What you'll do As a Credit Risk Analyst, you’ll be supporting the business through developing and maintaining risk and decision support strategies, providing other analytically driven insight and innovative solutions to achieve future priorities. You’ll also be: Supporting the analytical requirements from the credit portfolio teams on areas such as leading indicators, forward looking credit risks and potential threats to the portfolio from wider economic and market threats Making sure that the personal and private mortgage portfolios continue to perform within risk limit frameworks Driving active and effective change management through the successful design, development and delivery of key strategic initiatives Liaising and influencing the franchise regarding ongoing credit customer management and projects Providing insight and challenge where appropriate, while contributing to the automation agenda The skills you'll need To succeed in this role, you’ll ideally be a fresh graduate with a degree level qualification, preferably in a numerate discipline with an understanding of coding languages, coupled with excellent data driven analytical skills. In addition, you’ll demonstrate: An understanding of the banking industry and a desire to develop a career in risk management Proficiency with analytical and presentation tools Project management skills and the ability to work as a team and with stakeholders An ability to explain technical subject matter to a non-technical audience