Compliance Manager/Senior Manager

At SilverRock, we are building a new bank. Our vision is to “Pioneer fairer financial outcomes by empowering lenders to deliver and enabling savers to prosper.” We are doing this by building a unique and highly scalable data driven multi-asset bank through a partnership of ecosystems, specialising in the delivery of forward flow partnerships and portfolio acquisitions from non-bank lenders, alongside our own brand deposits. As a Compliance Manager, you'll play a crucial role within our leadership team, overseeing compliance and financial crime both internally and with our outsourced partners. This position is pivotal in ensuring that our operations align with regulatory requirements and support our strategic goals. Compliance Framework: Develop, and implement our Compliance Framework Implementing and maintaining a risk-based compliance monitoring programme Strategic Engagement: Participate in strategic discussions, including product development, to ensure compliance supports key business decisions Training & Reporting: Develop and deliver staff training on compliance issues and create Management Information (MI) for compliance reporting to the Board’s Risk Committee. Regulatory Development: Horizon scan for new regulatory developments and ensure their implementation Apply RegTech solutions where applicable to streamline processes and enhance the value of compliance tasks Support the regulatory strategy including communications with the Regulator and authorities Support the evolution of the Bank’s financial crime framework, developing policies and procedures and maintaining systems and controls sufficient to protect the Bank and customers Capability to deputise for the Head of Compliance/ MLRO in their absence Financial Services Regulatory Compliance (ideally in banking) Financial Crime Conduct Risk including a good understanding of the Consumer Duty, responsible lending, treatment of customers in arrears and vulnerability Implementation of Regulatory Change Products related to SilverRock business (SME Loans, Unsecured Loans. Mortgages, Retail Deposit Taking) Financial crime legislation and regulation (ML Regulations, JMLSG and FCA) Start-Up Business Design and Implementation Business Strategy and Partnership IT and Operational Risk Credit and Liquidity Risk Data Protection Stage 1 – Deep dive into experience, competency based questions with our Head of Compliance (virtual) Lifestyle and family friendly policies ~ Health Insurance for you and your spouse ~28 days Holiday Entitlement (plus bank holidays) ~ Life Insurance ~ Pension Contribution