Head of Financial Planning & Analysis

At SilverRock, we our building a new bank. Our vision is to “Pioneer fairer financial outcomes by empowering lenders to deliver and enabling savers to prosper” We are doing this by building a unique and highly scalable data driven multi-asset bank through a partnership of ecosystems, specialising in the delivery of forward flow partnerships and portfolio acquisitions from non-bank lenders, alongside our own brand deposits. The role of Head of Financial Planning and Analysis reports to the CFO with responsibility for driving business growth through the provision of timely and accurate information on both past and future performance. This role will also play a key role in the evolution of SilverRock’s strategy through the financial evaluation of new product proposition design. Key tasks will include production of an annual operating strategic plan, balance sheet management, facilitating business decisions on new and existing pricing, acquisitions, portfolio optimisation initiatives and prudential returns including the ICAAP, ILAAP and RRP. The role will require close liaison with all business functions, including credit risk, product, commercial and operations. Financial forecasting and preparation of the annual operating and strategic plans New and existing business pricing modelling and recommendations to optimise profitable performance and return on equity including the evaluation of potential forward flow opportunities Reporting on the performance of existing commercial relationships and supporting mitigating action where this is required Support to capital and liquidity planning, including stress scenarios, ALCO forecasting, analysis and documentation Ad-hoc financial analysis to identify risks and exposures to optimise portfolio performance Financial evaluation of potential acquisition opportunities through robust financial modelling and data analysis Excellent excel and modelling skills Pricing and project appraisal techniques, including; return on equity, return on risk weighted asset, economic profit, NPV and IRR calculations Knowledge of financial services Knowledge of regulatory capital requirements Proven track record of building, developing and managing teams Stage 2 – Face to face interview at the London office with CFO and Operations Competitive Salary ~ Hybrid Working ~ Lifestyle and family friendly policies ~ Health Insurance for you and your spouse ~28 days Holiday Entitlement (plus bank holidays) ~ Life Insurance ~ Pension Contribution