Senior Credit Risk Manager | £75k-£90k + 25% Bonus

Job Title: Senior Credit Risk Manager, MI & Analytics Location: Either -3 days in Wolverhampton (may be some flex on this - please ask)2 days a week in London, 1 day a week from Wolverhampton2 days a week in Chatham, 1 day a week from WolverhamptonAll with flexible start/end times Salary: £75,000 - £90,000 + 25% Bonus & 30 days holiday + much more!A specialist challenger bank are looking for a Senior Credit Risk Manager to join a brand new role… and what a company to join!They support underserved segments of the mortgage market and have done for over a century! Their team of experts deliver specialist lending and retail savings through their industry leading brands - the teams are close knit, management is open and transparent and they hire passionate people who want to make a difference.Even though they are a large group, their teams are split in a way that you aren't seen as just a number, and with a number of exciting opportunities in this role, you will be part of something transformative that will have a major impact. As the company and team grows, so will you!They are going through a huge modernisation & transformation project (currently on month 16 of a 5 year plan) and investing heavily in all areas of the business from their IT systems, data and suppliers to platforms, products and most importantly, their people to make sure they can be that driving force within the Mortgage and Savings world.Anyway, the role!You will be a pivotal person who influences change and action.By working with the raw data and deriving insight, you will support the bank with their Credit and Collections strategy change. You will influence the business to expand origination to certain segments, create champion vs challenger strategies to test different outcomes and performances - The application of these insights can be very wide reaching.There’s a runway for you to grow this area to the point of being able to chair your own forum on a monthly basis to derive insights and challenge other areas of the company as well – so quite an exciting role!You wont be directly managing a team in this position (yet) due to it being a brand new role in the business however you will work with, and have support from, credit risk and MI teams across the business.You will:Ensure data is efficiently translated into insights and consequently into tangible actions to improve or mitigate the credit risk of the banks portfolio.Be comfortable in in engaging with senior stakeholders and sometimes asking those hard questionsSupport and influence the delivery of the Credit Risk Insights agenda through the existing Credit MI suiteEvolve the Banks Credit Risk reporting suite, pro-actively identifying efficiency opportunities, visualisation mechanisms, and content enhancement.So if you have experience in:Extensive previous experience in Retail / Consumer Finance Credit Risk with the Mortgage industryStrong track record using analytics, particularly within credit, risk or audit function (covering the entire Credit Lifecycle)Understanding of Mortgage Lending industryAdvanced skills in respect of stakeholder engagement with the ability to present and articulate complex information in an easily understandable and jargon free wayThen we want to speak with you – and so will they.We are more than happy to send you a full spec or sing their praises over a brief call - just let us know what you prefer. [email protected]/ [email protected]