Credit Analyst

Prestigious International Bank based in the City of London, are looking to recruit a Credit Analyst, to join their Credit Risk department. To be considered for this position, candidate must speak Mandarin.

Main responsibilities will include;

• In charge of the credit committee administration, including preparation, organization and documentation collection etc.
• Produce the credit portfolio reports on the sectors analysis, implementation of credit risk appetite, etc.
• Perform credit review and research of industry / customer-related information for all new proposals and for existing customers;
• Provide credit evaluation report for various credit products which provides overview of transactions, financial and non-financial risk analysis, key risks identified with the associated mitigation if any as well as credit recommendation .
• Provide effective challenges as well as guidance to the proposals from Front Office; draft and present credit opinions to Credit Committee, by maintaining an objective and independent view within the credit process.
• Conduct post lending management work including but not limited to the annual review, monitoring the performance of the credit portfolio, etc.
• Other functions and tasks as maybe required to assist the Head/Deputy Head of Credit Risk.

To be considered for this position, ideal candidates must have the following experience and skills;

• Possesses at least 3-5 years work experience in the credit area.
• An ability to work unsupervised, good time management skills and organized are essential.
• Strong data processing skills. Proficient and skilled with Bloomberg, Microsoft Word, Excel and PowerPoint etc.
• Mandarin-speaking.
• Excellent communication and interpersonal skills.