Head of Second Line Credit Risk

Head of Second Line Credit Risk

My client is looking for a Head of Second Line Credit Risk professional. The role would suit an experienced, senior level Credit Risk professional with a control mindset who can engage with senior stakeholders with gravitas and communicate clearly and concisely.

You will be responsible for (not limited to):

• Deep Portfolio Insights and Analytics and regular follow ups with senior management.
• Deep regulatory understanding - affordability, consumer duty etc.
• Strong attention to detail - to build packs and run credit meetings and keep on top of everything.
• Strong confidence and gravitas - to hold people to account, follow up on actions, check and challenge etc.

Essential skills and Experience

• 8+ Years Consumer Lending Experience.
• Strong experience working in credit risk, preferably in the credit card space.
• Deep understanding of regulations affecting consumer credit cards.
• Strong confidence and gravitas - to hold people to account, check and challenge.
• Exceptional attention to detail and commitment to delivery – run key meetings and documentation, stay on top of monitoring, follow up as needed.
• Strategic and Conceptual understanding of Cards Portfolio Management and how Risk and Analytics strategies can affect portfolio dynamics.
• Clear and Concise Communication ability – written and verbal.

Desirable skills and experience

• Experience working in Financial Services.
• Exposure to TSYS.
• Knowledge of Alteryx & Tableau
• Python/R (for occasional use).
• Experience using AWS environment (Redshift connections, with S3 data lake)
• Using JIRA or similar.