Mortgage Underwriter - Residential

Mortgage Underwriter - Residential Up to £42.500 + + Private Medical & Dental care + Pension Plan + Many more Watford Responsibilities for the 1st Charge Underwriter - CeMAP: The overall responsibility of the role is to take ownership of allocated cases from inception to completion • Enter and update borrower data in fusion lending platform. • Ensure all aspects of the loans are recorded accurately on fusion and meet underwriting guidelines. • Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met. • Provide concise and accurate updates to brokers. • Proactively chase brokers for outstanding requirements. • Ensure all underwriting is in line with company policy and within regulation. • Ensure that all cases are underwritten within the groups risk appetite. • Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business. • Maintaining a pipeline of cases, overseeing cases from inception through to completion. • Maintain broker relationships that are integral to the growth for WOSL. • All work is to be carried out in accordance with the companies polices and procedures. Skills for the 1st Charge Underwriter - CeMAP: • Ability to work as part of a team. • Pass internal competency tests post induction. • High attention to detail • Good written and verbal communication skills • An understanding of FCA regulations • Experience in underwriting 1sr and/or 2nd charge mortgage applications