Company:
Premium Credit
Location: Ashtead
Closing Date: 08/11/2024
Hours: Full Time
Type: Permanent
Job Requirements / Description
Underwriter
Leatherhead, Surrey
Why work for us?
Competitive salary up to £52,000 per annum
A workplace pension scheme
Hybrid working, with collaborative days in our Leatherhead office
25 days annual leave (plus bank holidays), with options to purchase and sell up to 5 days holiday per year (pro rata)
Private health and dental cover
Support and investment in your personal development
24/7 access to Employee Assistance Programme and Mental Health First Aiders
What we do
Premium Credit is the leading provider of insurance premium finance and a range of annually charged services, including tax, regulatory and accountancy fees, sports season tickets, memberships and school fees in the UK and Ireland. We are a multi award winning business lending more than £4.5 billion to over 2.5 million customers through a network of almost three thousand partners- and growing.
We are a successful business with a Trustpilot rating of 4.5, a Net Promoter Score of +78, a Glassdoor rating of 4.5 and a Silver Sustainability medal.
The Role
This is an exciting time of growth for us, and we’re hiring an Underwriter to help us continue this success. This is a great opportunity to develop a varied and rewarding career with a company that invests in, recognises and rewards its people.
Reporting to the Underwriting Manager, you’ll assess loan applications from partners, providing commercially based lending decisions, ensuring that these decisions comply with regulations and PCL processes.
You will also:
- Underwrite cases within your individual mandate, adhering to policies and internal and external service level agreements
- Participate in the underwriting of renewals, requesting additional information as required
- Participate in analysis and preparation of large value cases, providing recommendations
- Review customer credit reports, balance sheets, accounts and cash flow models to assess level of risk, underwriting appropriately
- Work collaboratively with the sales team and partners to understand requirements, developing business opportunities within the risk appetite of the company
- Continuously look for improvements to processes to maximise relationships
Who we are looking for
If you’re an individual who thrives in a fast-paced environment, able to work collaboratively with others and are looking to make a difference, this is a brilliant opportunity to advance your career to the next level with our sector-leading company. At Premium Credit, you will be supported to develop and expand your skills, knowledge and experience.
To be successful as our underwriter, you will already have experience within a similar credit underwriting position.
- You have the ability to cope with large volumes
- You are able to read unaudited balance sheets, cash flow statements and other financial reports
- You’re highly numerate and display high levels of accuracy and attention to detail
- You’re able to clearly and concisely summarise proposal
- It would be ideal if you have experience of instalment credit
We are committed to providing reasonable adjustments or accommodations for applicants, so if you need assistance or support during the recruitment process, please let us know on the application form or by sending an email to
If you are made an offer of employment you will be required to prove your eligibility to work in the UK before you start work. You must reside in the UK from the start date of this role; unfortunately we are unable to provide visa sponsorship at this time.
To ensure you can work from home efficiently you will be asked to provide your internet speed at the application stage.
Premium Credit are an equal opportunities employer with a strong and passionate commitment to Diversity, Equality and Inclusion in the workplace. We welcome applications from all sections of the community and encourage people from all backgrounds to apply. Equal opportunities are the only acceptable way to conduct business and we believe that the more inclusive our environments are, the better our work will be. We are open to part-time working and job share.
By submitting your application, you agree that Premium Credit may collect your personal data for recruiting and related purposes. To view our Privacy Notice please go to
Leatherhead, Surrey
Why work for us?
Competitive salary up to £52,000 per annum
A workplace pension scheme
Hybrid working, with collaborative days in our Leatherhead office
25 days annual leave (plus bank holidays), with options to purchase and sell up to 5 days holiday per year (pro rata)
Private health and dental cover
Support and investment in your personal development
24/7 access to Employee Assistance Programme and Mental Health First Aiders
What we do
Premium Credit is the leading provider of insurance premium finance and a range of annually charged services, including tax, regulatory and accountancy fees, sports season tickets, memberships and school fees in the UK and Ireland. We are a multi award winning business lending more than £4.5 billion to over 2.5 million customers through a network of almost three thousand partners- and growing.
We are a successful business with a Trustpilot rating of 4.5, a Net Promoter Score of +78, a Glassdoor rating of 4.5 and a Silver Sustainability medal.
The Role
This is an exciting time of growth for us, and we’re hiring an Underwriter to help us continue this success. This is a great opportunity to develop a varied and rewarding career with a company that invests in, recognises and rewards its people.
Reporting to the Underwriting Manager, you’ll assess loan applications from partners, providing commercially based lending decisions, ensuring that these decisions comply with regulations and PCL processes.
You will also:
- Underwrite cases within your individual mandate, adhering to policies and internal and external service level agreements
- Participate in the underwriting of renewals, requesting additional information as required
- Participate in analysis and preparation of large value cases, providing recommendations
- Review customer credit reports, balance sheets, accounts and cash flow models to assess level of risk, underwriting appropriately
- Work collaboratively with the sales team and partners to understand requirements, developing business opportunities within the risk appetite of the company
- Continuously look for improvements to processes to maximise relationships
Who we are looking for
If you’re an individual who thrives in a fast-paced environment, able to work collaboratively with others and are looking to make a difference, this is a brilliant opportunity to advance your career to the next level with our sector-leading company. At Premium Credit, you will be supported to develop and expand your skills, knowledge and experience.
To be successful as our underwriter, you will already have experience within a similar credit underwriting position.
- You have the ability to cope with large volumes
- You are able to read unaudited balance sheets, cash flow statements and other financial reports
- You’re highly numerate and display high levels of accuracy and attention to detail
- You’re able to clearly and concisely summarise proposal
- It would be ideal if you have experience of instalment credit
We are committed to providing reasonable adjustments or accommodations for applicants, so if you need assistance or support during the recruitment process, please let us know on the application form or by sending an email to
If you are made an offer of employment you will be required to prove your eligibility to work in the UK before you start work. You must reside in the UK from the start date of this role; unfortunately we are unable to provide visa sponsorship at this time.
To ensure you can work from home efficiently you will be asked to provide your internet speed at the application stage.
Premium Credit are an equal opportunities employer with a strong and passionate commitment to Diversity, Equality and Inclusion in the workplace. We welcome applications from all sections of the community and encourage people from all backgrounds to apply. Equal opportunities are the only acceptable way to conduct business and we believe that the more inclusive our environments are, the better our work will be. We are open to part-time working and job share.
By submitting your application, you agree that Premium Credit may collect your personal data for recruiting and related purposes. To view our Privacy Notice please go to
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