About Infact
Infact is revolutionising the UK credit information market with real-time API products designed for the digital lending age. Our suite of solutions - Affordability Engine, Credit Risk, Fraud & KYC, and advanced reporting capabilities - empower lenders to make faster, more accurate decisions while promoting financial inclusion and regulatory compliance.
Role Overview
We are seeking a talented and experienced Product Manager for our credit bureau services, including reporting, credit risk, and affordability products. The ideal candidate will drive the strategy, development, and continuous improvement of these critical offerings, ensuring they meet the evolving needs of our digital-native lender clients and support Infact's mission to empower better lending with accurate, real-time credit data.
Key Responsibilities
- Establish the product management function in partnership with our CEO and CTO
- Own the product roadmap for core bureau services, aligning it with company strategy and market demands
- Collaborate with engineering, data science, and commercial teams to define and prioritise product features
- Gather and use market intelligence, customer feedback, and competitor insights to inform product prioritisation
- Define product requirements and work closely with engineering teams to ensure successful delivery
- Monitor product performance metrics and drive continuous improvement
- Stay abreast of regulatory changes in the credit information market and ensure product compliance
- Contribute to the company's overall product strategy and vision
Required Qualifications and Skills
- 5+ years of product management experience, preferably in fintech, credit risk, or data services
- Start-up / scale-up experience working with small teams to deliver great things at speed
- Some understanding of credit risk, consumer affordability, and credit reporting processes is preferable but can be taught
- Experience with API-first B2B products and developer-focused solutions
- Familiarity with agile development methodologies
- Excellent reasoning and problem-solving skills
- Strong communication and stakeholder management abilities
- Knowledge of UK financial regulations, particularly those related to credit information and lending
- Bachelor's degree in a relevant field
Capabilities
- Adaptability and ability to thrive in a fast-paced environment
- Strong attention to detail and accuracy
- Excellent communication and interpersonal skills
- Proactive and self-motivated with the ability to work unassisted but ask for help when needed
- Ability to manage multiple priorities and meet deadlines
Preferred Qualifications and Skills
- Experience with real-time data systems and cloud-based infrastructures
- Understanding of machine learning and data science applications in credit risk
- Familiarity with the Buy Now Pay Later (BNPL) and digital lending landscapes
- Experience working with financial regulators or on regulated products
- Track record of successfully launching and scaling B2B products
What We Offer
- Opportunity to shape the future of credit information in the UK
- Competitive Benefits: Enjoy 25 days of paid holiday, medical / optical / dental insurance, flexible working arrangements, and flexible bank holidays and MORE detailed on our website Work at Infact
- Growth Opportunities: Access technical training and certification to advance your career.
- Work-Life Balance: Benefit from unlimited unpaid leave and employer pension contributions.
- Flexibility to balance the demands of today’s home / work life. Our CEO has a baby and a 4-year-old and gets it.
- Opportunity to be part of a growing, innovative fintech company with a collaborative and dynamic work environment
- Healthy Living: Participate in our cycle-to-work scheme.
Join Us:
Join Infact and play a pivotal role in transforming the credit reference landscape. If you're ready to lead, innovate, and make a significant impact in the fintech industry, we want to hear from you! We welcome applicants of all backgrounds and do not discriminate based on race, religion, colour, national origin, gender, sexual orientation, age, marital status, or disability status.
For more details, visit https://infact.io