Mortgage Underwriter

An exciting opportunity for an experienced Mortgage Underwriter to join a leading Mortgage specialist located in Maidstone. Reporting into the Head of Underwriting you will be joining a driven, committed team sharing exciting opportunities for continued career progression, training and support. Within this role you will use your underwriting experience (1 year +) to ensure applications are assessed accurately inline with lending compliance and procedures , ensuring full compliance, minimising risk, managing your own pipeline effectively & efficiently to provide the right outcome for each Application. This is a full-time, office-based position - 4 days in the office and 1 day working from home after probation period. Role Responsibilities: * Underwrite Mortgage Applications to high standards, ensuring Lending Criteria is adhered to. * Monitor CAIS/Credit data for all individual/company Applications. * Assess Portfolio Landlords ensuring compliant with current regulations and guidelines. * Effectively, and proactively, manage your own pipeline. * Take ownership of at times more complicated cases and queries. * Plan and prioritise allocated workloads against agreed service standards. * Assess Applications within a prescribed Mandate level and presenting Applications to higher Mandate holders/Credit Committee when applicable. * Build and maintain effective relationships with colleagues across the business. Ideally you will bring with you: * A minimum of 1 years underwriting experience * A strong understanding of the Mortgage process and a strong knowledge of the Mortgage market. * Proactive in assessing Applications and communicating with clients and also internally within the business, seeking to exceed customer expectations. * Supports colleagues with a positive approach, seeking the best outcome. * Strong analytical skills and logical approach to problem solving, with high attention to detail. * Strong teamwork, communication, and collaborative skills. Benefits include: * 25 days holiday plus bank holidays * Private Health * Generous Pension contributions * Death in service benefit * Supported training and development. * Free parking Please apply/get in touch to hear more! INDCP